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Wave Accounting Review 2024 for Small Businesses + QuickBooks ComparisonThe first app is free and you can choose accounting as that app. The monthly fee for �all apps� isn't bad when it's time to step up. Wave accounting is a robust software package that can be perfect for managing your finances or that of your business. Wave Accounting: Free, easy-to-use software for invoicing, payments, payroll, and expense tracking for entrepreneurs.