If you are looking for a way to save some money on your next iPhone purchase, you might want to consider buying it without paying any sales tax. Sales tax can add a significant amount to the final price of your iPhone, depending on where you live and how much your state charges. In this article, we will show you some tips and tricks on how to buy an iPhone without paying any sales tax.
Shop in a State Without Sales Tax
One of the easiest ways to avoid sales tax is to shop in a state that does not have any. According to Apple Toolbox, some states do not have sales tax at all, meaning you can buy an iPhone for exactly the sticker price. These states are:
If you live near one of these states, you can simply drive there and buy your iPhone from an Apple Store or an authorized retailer. However, keep in mind that some localities within these states may charge their own sales tax, so check before you buy.
Trade in Your Old iPhone
Another way to reduce the amount of sales tax you pay is to trade in your old iPhone for a new one. Apple offers a trade-in program that gives you credit toward a new iPhone when you trade in an eligible device. According to Apple, you can get up to $600 in credit toward an iPhone 14 or iPhone 14 Pro when you trade in an iPhone 11 or higher. You can also take advantage of special carrier deals at Apple that can save you up to $800 on the newest iPhone after trade-in.
The advantage of trading in your old iPhone is that you only pay sales tax on the difference between the new iPhone price and the trade-in value. For example, if you buy an iPhone 14 Pro for $999 and trade in an iPhone 11 Pro for $400, you only pay sales tax on $599 instead of $999. This can save you a lot of money depending on your state’s sales tax rate.
Use Apple Card Monthly Installments
A third option to avoid sales tax is to use Apple Card Monthly Installments as your payment option when you buy an iPhone from Apple. This is a special financing program that lets you pay for your iPhone over 24 months with 0% APR and 3% Daily Cash back. According to Apple, when you choose this option, you do not pay any sales tax upfront, but instead pay it over time as part of your monthly installments.
For example, if you buy an iPhone 14 for $799 and use Apple Card Monthly Installments, you do not pay any sales tax at checkout, but instead pay $33.29 per month for 24 months, which includes the sales tax. This way, you can spread out the cost of the sales tax over time and enjoy the benefits of Apple Card.
Buying an iPhone without paying any sales tax is possible if you know where and how to shop. You can either buy your iPhone from a state without sales tax, trade in your old iPhone for credit, or use Apple Card Monthly Installments as your payment option. These methods can help you save some money on your next iPhone purchase and enjoy the latest features and performance of Apple’s flagship device.